COMMERCIAL BANKS LENDING PRACTICES AND THE INCIDENCE OF BAD DEBT IN NIGERIA

This paper critically examines the lending practices of commercial banks in Nigeria and their relationship with the rising incidence of bad debts. Bad debt, non-performing or irrecoverable loans, poses a significant threat to the financial stability of banks, often leading to weakened earnings and, in severe cases, institutional collapse. Through an analysis of secondary data … Read more

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CORPORATE STRATEGY AS AN EFFECTIVE TOOL FOR ORGANIZATION SURVIVAL: (A STUDY OF  MTN NIGERIA OWERRI, IMO STATE

Abstract: This research paper investigates the pivotal role of corporate strategy in ensuring organizational survival, specifically in the case of MTN Nigeria located in Owerri, Imo State. The study employs a mixed-method approach encompassing both desk and field research to provide a thorough evaluation of corporate strategies and their effectiveness. The literature review outlines critical … Read more

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BUREAUCRACY AND EFFICIENCY IN NIGERIAN PUBLIC ENTERPRISE: (A CASE STUDY OF NEPA ONITSHA BRANCH.)

Abstract: This study examines the impact of bureaucracy on efficiency in Nigerian public enterprises, focusing on the National Electric Power Authority (NEPA), Onitsha Branch. Bureaucratic frameworks are fundamental to organizational structures, but they often present challenges that hinder efficiency and service delivery. This research identifies the extent to which bureaucratic inefficiencies affect the operations of … Read more

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AUTHENTICATION OF A STAFF ATTENDANCE SYSTEM USING FINGERPRINT BIOMETRIC (A CASE STUDY OF FEDERAL UNIVERSITY OF TECHNOLOGY, MINNA, NIGER STATE)

Abstract: This research focuses on the design and implementation of a staff attendance system utilizing fingerprint biometrics, with the Federal University of Technology, Minna as the case study. In traditional attendance systems, the manual process of signing in and out is fraught with challenges, including impersonation, inaccuracies, and inefficiencies in data collation. This study addresses … Read more

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ASSESSMENT OF THE ROLE OF THE MEDIA IN ANTI – CORRUPTION CAMPAGIN

ABSTRACT: This study evaluates the role of mass media in the fight against corruption in Nigeria, focusing on their contribution to the dissemination of anti-corruption efforts led by bodies such as the Economic and Financial Crimes Commission (EFCC) and the Independent Corrupt Practices and Other Related Offences Commission (ICPC). Corruption has long plagued Nigeria’s socio-political … Read more

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