This paper critically examines the lending practices of commercial banks in Nigeria and their relationship with the rising incidence of bad debts. Bad debt, non-performing or irrecoverable loans, poses a significant threat to the financial stability of banks, often leading to weakened earnings and, in severe cases, institutional collapse. Through an analysis of secondary data … Read more
ABSTRACT This paper investigates the effective techniques for managing financial distress in the Nigerian banking industry. Financial distress, often marked by insolvency, liquidity challenges, and high operational costs, has been a recurring problem among Nigerian banks. The study focuses on key strategies such as debt recovery, cost reduction, bank recapitalisation, acquisitions, and mergers. Through structured … Read more
Abstract: This study explores the role of the Central Bank of Nigeria (CBN) in preventing bank failures, focusing on strategies and measures to ensure financial stability in the banking sector. Bank failures in Nigeria have historically eroded public confidence and disrupted economic growth. The research examines the effectiveness of CBN interventions, including collaboration with the … Read more