ABSTRACT: This research paper evaluates Uga Microfinance Bank located in Aguata L.G.A, Anambra State, focusing on assessing its physical attributes, including location, design, and spatial comfort. The study aims to address critical issues faced by both staff and customers, with three core research questions developed for analysis. Utilizing a quantitative method, data was collected through … Read more
ABSTRACT This study examines the impact of bank credit on the Nigerian economy, focusing on two major banks: First Bank of Nigeria PLC and Zenith Bank PLC, Ekwulobia. The research aims to assess the extent to which bank credit has influenced economic growth and development, analyze the level of awareness regarding available credit facilities, evaluate … Read more
Abstract: This study explores the critical role of Information and Communication Technology (ICT) in detecting and preventing fraud within the Nigerian banking sector, with a focus on selected banks in Anambra State. Employing inferential statistical analysis, the research provides a generalized conclusion on the impact of ICT on fraud management. The study utilized a questionnaire … Read more
ABSTRACT: The analysis of secondary data revealed significant trends in bank fraud and forgery cases, including the involvement of staff and their impact on commercial and merchant banks. These findings underscore the persistent threat of fraudulent activities within the banking sector, even in highly regulated environments. To address these challenges, the study recommends rigorous employee … Read more
ABSTRACT Inflation remains a significant economic challenge, particularly in developing nations like Nigeria. This research delves into the measures employed to combat inflation in Nigeria, examining their effectiveness and impact on the nation’s economy. Through a combination of questionnaire surveys and extensive library research, this study investigates government policies implemented between 1961 and the present, … Read more
Abstract: This study explores the role of the Central Bank of Nigeria (CBN) in preventing bank failures, focusing on strategies and measures to ensure financial stability in the banking sector. Bank failures in Nigeria have historically eroded public confidence and disrupted economic growth. The research examines the effectiveness of CBN interventions, including collaboration with the … Read more
CHAPTER ONE The banking industry has made significant advancements in adopting information technology (IT) for managing information and enhancing customer service delivery. Although IT is a subset of information management, it serves as a vital tool for its implementation. According to Akuwudike and Ugwu (2002), information technology involves the collection, recording, storage, processing, and communication … Read more
ABSTRACT: Local government represents the tier of government closest to the people and serves as the cornerstone of governance in any country. The federal government recognizes that an effective local government system is essential for mobilizing the nation’s human and material resources. The objectives of local government aim to standardize and stabilize functions, enhance financial … Read more